USSD (Unstructured Supplementary Service Data) is a mobile communication technology that allows users to access various services through a simple code on their phones. This service has been widely used in Nigeria, especially for financial transactions. One of the most popular use cases of USSD is for transferring money from one account to another.
Opay is a digital payment platform that has gained immense popularity in Nigeria due to its convenient and secure services. With Opay, users can easily make payments, buy airtime, and even transfer money to family and friends. To make these transactions even more accessible, Opay has introduced the use of USSD codes for transfers.
USSD Codes for Opay Transfer
Opay offers two main USSD codes for transferring money – *955# and *945#. These codes are compatible with all major networks in Nigeria including MTN, Airtel, Glo, and 9mobile.
To use these codes, you need to first register your bank account on the Opay app or website. Once registered, you can then dial either *955# or *945# depending on your preferred bank account linked with Opay.
Easy Steps to Use USSD Code for Opay Transfer
Using USSD codes for Opay transfer is very simple and only requires a few easy steps:
Step 1: Dial either *955# or *945# on your phone.
Step 2: Enter your PIN when prompted.
Step 3: Select ‘Transfer’ from the menu options.
Step 4: Enter the recipient’s phone number or select from your contacts saved on your phone.
Step 5: Enter the amount you want to transfer.
Step 6: Confirm the transaction details before proceeding.
Step 7: Enter your PIN once again to authorize the transfer.
Step 8: You will receive a confirmation message once the transaction is successful.
Code to Transfer on Wema Bank
Wema Bank customers can also use USSD codes for Opay transfers. The code for Wema Bank is *945*Recipient’s Phone Number*Amount#. For example, if you want to send N5,000 to a friend with the phone number 080XXXXXXX, you would dial *945*080XXXXXXX*5000#.
GT Transfer Code to Opay
GTBank customers can easily transfer money to their Opay accounts using USSD codes. The code for GTBank is *737#, and here’s how you can use it:
Step 1: Dial *737# on your phone.
Step 2: Select ‘Transfer’ from the menu options.
Step 3: Select ‘Other Banks’ from the list of options.
Step 4: Enter the recipient’s phone number or select from your contacts saved on your phone.
Step 5: Enter the amount you want to transfer.
Step 6: Confirm the transaction details before proceeding.
Step 7: Enter your PIN once again to authorize the transfer.
Step 8: You will receive a confirmation message once the transaction is successful.
Pros and Cons of Using USSD Codes for Opay Transfer
Pros:
– Fast and convenient way of transferring money
– Available on all major networks in Nigeria
– Can be used at any time without internet access
Cons:
– Limited daily transfer limit
– May incur additional network charges
– Vulnerable to fraudulent activities if PIN is compromised
Frequently Asked Questions (FAQs)
Q1. Are there any additional charges for using USSD codes for Opay transfers?
A1. Yes, there may be network charges imposed by your service provider.
Q2. Can I transfer money to any bank account using USSD codes for Opay?
A2. Yes, as long as the recipient’s bank is supported by Opay.
Q3. What should I do if my transaction fails?
A3. Check your network connection and ensure that you have sufficient balance in your account before retrying.
In conclusion, USSD codes for Opay transfers offer a convenient and secure way of sending money to family and friends. With the easy steps outlined above, you can easily use these codes to make transfers at any time and from anywhere in Nigeria. However, it is important to keep your PIN safe and be aware of any additional charges that may apply when using these codes. So, next time you need to send money on Opay, try out the USSD code for a hassle-free experience!
