How to Check Account Balance in Polaris Bank
Polaris Bank is a leading financial institution in Nigeria that offers a wide range of banking services to its customers. One of the most important services for any bank account holder is checking their account balance. Knowing your account balance is crucial for managing your finances and ensuring that you have enough funds for your daily transactions.
If you are a customer of Polaris Bank, you may be wondering how to check your account balance easily and conveniently. In this article, we will guide you through the different methods available to check your account balance in Polaris Bank.
Online Banking
The easiest and most convenient way to check your account balance in Polaris Bank is through online banking. This service allows you to access your bank accounts from anywhere at any time using a computer or mobile device with internet connection.
To use online banking, simply visit the official website of Polaris Bank and log into your account using your username and password. Once logged in, navigate to the “Account Summary” section where you can view all your active accounts with their respective balances.
You can also download the Polaris Mobile App on your smartphone or tablet and log into your account using the same credentials as online banking. The app provides an easy-to-use interface where you can check your account balance, transfer funds, pay bills, and perform other banking transactions on-the-go.
ATM
If you prefer a more traditional method of checking your bank balance, you can visit any ATM terminal near you. Inserting your debit card into an ATM machine allows you to view not only the available cash but also other associated accounts linked to it.
To check your account balance at an ATM machine, follow these simple steps:
- Insert your debit card into the ATM machine and enter your 4-digit PIN
- Select “Balance Inquiry” from the options displayed on the screen
- Your account balance will be displayed on the screen
Remember to safely remove your card and collect your receipt before leaving the ATM terminal.
SMS Banking
If you do not have access to internet banking or an ATM, you can still check your account balance through SMS banking. This service allows you to send a text message with a specific code to Polaris Bank’s designated number and receive an instant response with your account balance.
To use SMS banking, follow these steps:
- Register for SMS banking by visiting any Polaris Bank branch near you or calling their customer care line.
- Once registered, send a text message with “BAL” followed by a space and then your 10-digit NUBAN account number to +2347007595274 (for MTN users) or +2348039003700 (for other networks).
- You will receive an instant response with your account balance.
